Fast Personal Loans Up to $5,000
Compare offers from 50+ lenders. No hidden fees. No credit score impact. Get funded as fast as 24 hours.
Trusted by 50,000+ borrowers
No credit score impact to check your rate
Check Your Rate
No impact to your credit score
See If You Qualify in 60 Seconds
Answer 3 quick questions to check your eligibility
How much funding do you need?
How to Get a Personal Loan in 3 Easy Steps
Our streamlined process gets you from application to funding faster than traditional banks.
Quick Application
Fill out our simple online form in just 2 minutes. No paperwork, no hassle.
Compare Offers
We match you with personalized loan offers from our network of trusted lenders.
Get Your Funds
Choose the best offer for you and receive funds directly to your bank account.
Why Choose 365 Loans for Personal Loans
365 Loans USA connects you with top lenders, so you can find the best rates without the bank runaround.
Low Interest Rates
Access competitive rates from multiple lenders, often lower than credit cards.
Safe & Secure
Your data is protected with bank-level 256-bit SSL encryption.
Fast Funding
Get approved in minutes and receive funds as soon as the next business day.
No Hidden Fees
Transparent terms with no surprise charges. What you see is what you get.
All Credit Welcome
Whether your credit is excellent or needs work, we have options for you.
Personalized Offers
Get loan offers tailored to your specific needs and financial situation.
Find the Right Loan for You
Explore our comprehensive resources to make informed borrowing decisions
Popular Loan Types
Loans by State
Quick Links by Loan Amount
Popular Loan Purposes
Company Information
Customer Reviews: What Americans Say About 365 Loans
Join thousands of satisfied borrowers who found better loan options with us
"I was skeptical at first, but 365 Loans made everything so easy. Got approved in minutes and had the money in my account the next day. The rate was way better than my credit card!"
Keisha Williams
Austin, TX
"After being turned down by my bank, I found 365 Loans. They connected me with a lender who understood my situation. Professional, fast, and transparent throughout."
Carlos Mendez
Atlanta, GA
"The comparison feature saved me so much time. I could see all my options in one place and choose the best rate. Highly recommend to anyone looking for a personal loan."
Emily Parker
Seattle, WA
50K+
Happy Customers
$100M+
Loans Funded
2 min
Avg. Approval Time
Personal Loan Requirements: Simple & Fast
We've simplified the borrowing process to make it accessible for everyone. No complicated paperwork, no lengthy approval times.
Be a US citizen or permanent resident, and over 18
Have a valid checking account in your name
Provide a valid email address and phone number
Loan Amounts
$200 – $5,000
Borrow what you need, nothing more
Requirements
Minimal
US citizen, 18+, checking account
Credit Check
Soft Pull Only
No impact to your credit score
Frequently Asked Questions About Personal Loans in USA
Find answers to common questions about our loan process, rates, and requirements.
Apply for Your Personal Loan Today
Join thousands of Americans who have found better loan options with 365 Loans USA. Apply now and get your personalized offers in minutes.
No obligation • 100% Free