Personal Loans in Texas
Get personal loans in Texas. Compare lenders in all 64+ cities. $200-$5,000, all credit types welcome.
Personal Loans in Texas Cities
About Personal Loans in Texas
365 Loans connects Texas residents with trusted lenders across the state. Whether you're in a major city or a smaller town, our network of licensed lenders can help you access personal loans from $200 to $5,000.
Why Texas Residents Choose 365 Loans
- Local Lenders: Our partners understand Texas's lending regulations.
- Fast Approval: Get decisions in minutes, not days.
- All Credit Welcome: Bad credit, fair credit, or good credit options available.
- No Credit Impact: Checking your rate won't affect your credit score.
How to Apply for a Loan in Texas
- Select your city — Choose from 64 cities in Texas.
- Complete the form — Takes just 2 minutes on any device.
- Compare offers — Review multiple lender offers side-by-side.
- Get funded — Receive funds as soon as the next business day.
Texas Lending Regulations
Regulated by Office of Consumer Credit Commissioner
- No state usury cap for personal loans
- Payday and auto title loans regulated under Finance Code
- Lenders must be licensed by OCCC
- Credit access businesses must be registered
Texas operates under a credit access business model for payday loans.
Frequently Asked Questions
Can I get a personal loan in Texas with bad credit?
Yes! Many lenders in our Texas network specialize in working with all credit types, including bad credit.
How much can I borrow in Texas?
Personal loans in Texas typically range from $200 to $5,000. The amount depends on your income and credit profile.
How fast can I get approved?
Most Texas residents receive a decision within minutes. Funds can be deposited as soon as the next business day.
Will checking my rate affect my credit score?
No. We use a soft credit inquiry that doesn't impact your score. A hard inquiry only occurs if you accept an offer.
Apply for Your Personal Loan Today
Join thousands of Americans who have found better loan options with 365 Loans USA. Apply now and get your personalized offers in minutes.
No obligation • 100% Free