Personal Loans in Texas
Get personal loans in Texas. Compare lenders in all 67+ cities. $200-$5,000, all credit types welcome.
Top Cities in Texas
Compare personal loan options in the most popular cities across Texas.
+ 57 more cities — scroll down for the full list
Every Texas city we cover (67)
Grouped by the population figure recorded for each community. Select a location to see local loan options.
Major centres (100,000+ residents) — 19
Mid-size cities (25,000–99,999) — 6
Towns and communities (under 10,000) — 42
365 Loans matches Texas residents with licensed lenders offering personal loans from $200 to $5,000. See how the application works.
Texas Lending Regulations
Regulated by Office of Consumer Credit Commissioner
- No state usury cap for personal loans
- Payday and auto title loans regulated under Finance Code
- Lenders must be licensed by OCCC
- Credit access businesses must be registered
Texas operates under a credit access business model for payday loans.
Related reading: borrowing with bad credit · improving your credit score
Texas loan questions
How much can I borrow in Texas?
Personal loans arranged through 365 Loans in Texas range from $200 to $5,000 USD. The amount offered depends on your income, credit history and the lender's own policies.
Which communities in Texas do you cover?
We publish loan pages for 67 communities in Texas, the largest being Houston, San Antonio, Dallas, Austin, Fort Worth. Every one is listed in the directory on this page.
Who regulates consumer lending in Texas?
Office of Consumer Credit Commissioner (consumer helpline 1-800-538-1579). No state usury cap for personal loans.
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