Personal Loans in Florida
Get personal loans in Florida. Compare lenders in all 51+ cities. $200-$5,000, all credit types welcome.
Personal Loans in Florida Cities
About Personal Loans in Florida
365 Loans connects Florida residents with trusted lenders across the state. Whether you're in a major city or a smaller town, our network of licensed lenders can help you access personal loans from $200 to $5,000.
Why Florida Residents Choose 365 Loans
- Local Lenders: Our partners understand Florida's lending regulations.
- Fast Approval: Get decisions in minutes, not days.
- All Credit Welcome: Bad credit, fair credit, or good credit options available.
- No Credit Impact: Checking your rate won't affect your credit score.
How to Apply for a Loan in Florida
- Select your city — Choose from 51 cities in Florida.
- Complete the form — Takes just 2 minutes on any device.
- Compare offers — Review multiple lender offers side-by-side.
- Get funded — Receive funds as soon as the next business day.
Florida Lending Regulations
Regulated by Office of Financial Regulation
- Consumer finance loans up to $25,000 regulated
- Payday loans limited to $500 with 24-hour cooling-off
- All consumer lenders must be licensed
- Strong oversight by Office of Financial Regulation
Florida requires a 24-hour waiting period between payday loans.
Frequently Asked Questions
Can I get a personal loan in Florida with bad credit?
Yes! Many lenders in our Florida network specialize in working with all credit types, including bad credit.
How much can I borrow in Florida?
Personal loans in Florida typically range from $200 to $5,000. The amount depends on your income and credit profile.
How fast can I get approved?
Most Florida residents receive a decision within minutes. Funds can be deposited as soon as the next business day.
Will checking my rate affect my credit score?
No. We use a soft credit inquiry that doesn't impact your score. A hard inquiry only occurs if you accept an offer.
Apply for Your Personal Loan Today
Join thousands of Americans who have found better loan options with 365 Loans USA. Apply now and get your personalized offers in minutes.
No obligation • 100% Free