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    Personal Loans in Florida

    Personal loans in Florida: we publish lender comparison pages for 52 communities, including Boca Raton, Boynton Beach, Bradenton. $200-$5,000, all credit types.

    Last updated: April 13, 2026
    52 city pages in Florida
    Largest recorded: Jacksonville (949,611)
    Regulator: Office of Financial Regulation

    Top Cities in Florida

    Compare personal loan options in the most popular cities across Florida.

    + 42 more cities β€” scroll down for the full list

    Every Florida city we cover (52)

    Listed alphabetically. Population is shown only where we hold a verified figure. Select a location to see local loan options.

    365 Loans matches Florida residents with licensed lenders offering personal loans from $200 to $5,000. See how the application works.

    Florida Lending Regulations

    Regulated by Office of Financial Regulation

    • Consumer finance loans up to $25,000 regulated
    • Payday loans limited to $500 with 24-hour cooling-off
    • All consumer lenders must be licensed
    • Strong oversight by Office of Financial Regulation

    Florida requires a 24-hour waiting period between payday loans.

    Consumer Helpline: 1-850-487-9687

    Related reading: borrowing with bad credit Β· improving your credit score

    Florida loan questions

    How much can I borrow in Florida?

    Personal loans arranged through 365 Loans in Florida range from $200 to $5,000 USD. The amount offered depends on your income, credit history and the lender's own policies.

    Which communities in Florida do you cover?

    We publish loan pages for 52 communities in Florida, including Boca Raton, Boynton Beach, Bradenton, Cape Coral, Clearwater. Every one is listed alphabetically in the directory on this page.

    Who regulates consumer lending in Florida?

    Office of Financial Regulation (consumer helpline 1-850-487-9687). Consumer finance loans up to $25,000 regulated.

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