Personal Loans in California
Get personal loans in California. Compare lenders in all 113+ cities. $200-$5,000, all credit types welcome.
Top Cities in California
Compare personal loan options in the most popular cities across California.
+ 103 more cities — scroll down for the full list
Loans by Situation in California
Every California city we cover (113)
Grouped by the population figure recorded for each community. Select a location to see local loan options.
Major centres (100,000+ residents) — 25
Mid-size cities (25,000–99,999) — 1
Towns and communities (under 10,000) — 87
365 Loans matches California residents with licensed lenders offering personal loans from $200 to $5,000. See how the application works.
California Lending Regulations
Regulated by Department of Financial Protection and Innovation
- Personal loans up to $2,500 capped at 36% APR
- Payday loans limited to $300 maximum
- All lenders must be licensed by DFPI
- Strong consumer protection under California Financing Law
California has some of the strongest consumer lending protections in the US.
Related reading: borrowing with bad credit · improving your credit score
California loan questions
How much can I borrow in California?
Personal loans arranged through 365 Loans in California range from $200 to $5,000 USD. The amount offered depends on your income, credit history and the lender's own policies.
Which communities in California do you cover?
We publish loan pages for 113 communities in California, the largest being Los Angeles, San Diego, San Jose, San Francisco, Fresno. Every one is listed in the directory on this page.
Who regulates consumer lending in California?
Department of Financial Protection and Innovation (consumer helpline 1-866-275-2677). Personal loans up to $2,500 capped at 36% APR.
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