Personal Loans in California
Get personal loans in California. Compare lenders in all 107+ cities. $200-$5,000, all credit types welcome.
Personal Loans in California Cities
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About Personal Loans in California
365 Loans connects California residents with trusted lenders across the state. Whether you're in a major city or a smaller town, our network of licensed lenders can help you access personal loans from $200 to $5,000.
Why California Residents Choose 365 Loans
- Local Lenders: Our partners understand California's lending regulations.
- Fast Approval: Get decisions in minutes, not days.
- All Credit Welcome: Bad credit, fair credit, or good credit options available.
- No Credit Impact: Checking your rate won't affect your credit score.
How to Apply for a Loan in California
- Select your city — Choose from 107 cities in California.
- Complete the form — Takes just 2 minutes on any device.
- Compare offers — Review multiple lender offers side-by-side.
- Get funded — Receive funds as soon as the next business day.
California Lending Regulations
Regulated by Department of Financial Protection and Innovation
- Personal loans up to $2,500 capped at 36% APR
- Payday loans limited to $300 maximum
- All lenders must be licensed by DFPI
- Strong consumer protection under California Financing Law
California has some of the strongest consumer lending protections in the US.
Frequently Asked Questions
Can I get a personal loan in California with bad credit?
Yes! Many lenders in our California network specialize in working with all credit types, including bad credit.
How much can I borrow in California?
Personal loans in California typically range from $200 to $5,000. The amount depends on your income and credit profile.
How fast can I get approved?
Most California residents receive a decision within minutes. Funds can be deposited as soon as the next business day.
Will checking my rate affect my credit score?
No. We use a soft credit inquiry that doesn't impact your score. A hard inquiry only occurs if you accept an offer.
Apply for Your Personal Loan Today
Join thousands of Americans who have found better loan options with 365 Loans USA. Apply now and get your personalized offers in minutes.
No obligation • 100% Free