About 365 Loans
Connecting Canadians with trusted lenders since 2020. We're committed to making personal loans accessible, transparent, and fair.
Our Story: 5+ Years Helping Canadians
365 Loans Canada was founded in 2020 with a simple goal: to help everyday Canadians access the funds they need without the hassle and confusion that often comes with traditional lending.
Over the past 5+ years, we've grown from a small startup to a trusted loan comparison platform, helping over 100,000 Canadians find personal loans that fit their needs. Our success is built on one principle: putting consumers first.
We understand that life doesn't always go as planned. Whether it's an unexpected expense, a car repair, or simply making ends meet, sometimes you need a little extra help. That's where we come in.
Our platform connects you with a network of 50+ vetted lenders who specialize in personal loans ranging from $300 to $5,000. Unlike some comparison sites, we don't just list any lender – every partner goes through our rigorous vetting process.
Our Expert Team
Our content and recommendations are backed by financial professionals with decades of combined experience.
365 Loans Canada Editorial Team
Our editorial team reviews all content for accuracy, regulatory compliance, and consumer relevance.
Team Credentials Include:
- Certified Financial Planners (CFP)
- Consumer lending professionals with 10+ years experience
- Compliance specialists familiar with FCAC guidelines
- Former banking and credit union executives
Editorial Independence: Our content is created independently of our lender partners. We maintain strict separation between editorial and business operations to ensure unbiased information for consumers.
How We Vet Our Lender Partners
Not every lender makes it into our network. Here's our rigorous 4-step vetting process:
Provincial Licensing Verification
Every lender must hold valid licenses in each province they operate. We verify credentials with provincial regulators.
35% APR Cap Compliance
All partners must comply with Canada's Criminal Code interest rate limit (35% APR max as of 2025).
Consumer Complaint Review
We monitor FCAC complaints and provincial consumer protection databases for any red flags.
Ongoing Monitoring
Quarterly reviews ensure continued compliance with evolving federal and provincial regulations.
Our Core Values
Transparency First
We believe in clear, honest communication. No hidden fees, no surprises – just straightforward loan matching.
Customer Focused
Your financial wellbeing is our priority. We work to connect you with lenders that fit your unique situation.
Speed & Efficiency
Time matters when you need funds. Our streamlined process gets you matched with lenders in minutes, not days.
Quality Partners
We only work with licensed Canadian lenders who comply with all provincial regulations and the 35% APR cap.
Authoritative Sources
Our content is informed by official Canadian financial regulatory bodies: