Privacy Policy
Last updated: December 1, 2024
Introduction
365 Loans Canada ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, mailing address, phone number, and date of birth.
- Financial Information: Income, employment information, bank account details, and credit history.
- Device Information: IP address, browser type, operating system, and device identifiers.
- Usage Data: Pages visited, time spent on pages, and other interaction data.
How We Use Your Information
We use the information we collect to:
- Connect you with lending partners who may offer you loan products
- Process and evaluate your loan application
- Communicate with you about your application and our services
- Improve our website and services
- Comply with legal obligations
Information Sharing
We may share your information with our network of lending partners, service providers who assist us in operating our website, and as required by law. We do not sell your personal information to third parties for marketing purposes.
Data Security
We implement appropriate technical and organizational measures to protect your personal information, including 256-bit SSL encryption for data transmission and secure storage practices.
Your Rights Under PIPEDA
Under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), you have the right to:
- Access your personal information held by us
- Request corrections to your personal information
- Withdraw consent for certain uses of your information
- File a complaint with the Office of the Privacy Commissioner of Canada
Provincial Privacy Laws
If you reside in Quebec, Alberta, or British Columbia, additional provincial privacy legislation may apply to your personal information. We comply with all applicable federal and provincial privacy laws.
Cross-Border Data Transfers
Your information may be processed and stored in Canada or other countries. When we transfer data outside of Canada, we ensure appropriate safeguards are in place to protect your information.
Contact Us
If you have questions about this Privacy Policy, please contact us at:
Email: privacy@365.loans
Privacy Officer: 365 Loans Canada
Location: Canada