Canada Benefit Payment Dates 2025–2026
Find your next payment date for CCB, OAS, CPP, GST/HST, EI, and the Ontario Trillium Benefit. All dates are verified against official Canada Revenue Agency (CRA) schedules.
CCB — September 18, 2026
Payment is tomorrow
Benefit payment questions, answered
When is the next CCB payment in 2026?
CCB payments are issued on the 20th of each month (or the closest business day). Check the schedule above for exact dates.
How much CCB will I receive?
The maximum CCB is $7,787 per year for each child under 6 and $6,570 per year for each child aged 6 to 17 (for the July 2024 – June 2025 benefit year). The amount decreases as family net income rises above $36,502.
Do I need to apply for CCB every year?
No. Once you are enrolled, the CRA automatically recalculates your benefit each July based on your tax return. However, you must file your tax return every year to continue receiving payments.
When do OAS payments come out in 2026?
OAS payments are typically issued on the fourth-last business day of each month. See the complete 2025 and 2026 schedule above.
How much is the maximum OAS payment?
As of Q1 2026, the maximum monthly OAS pension is $727.67 for those aged 65–74 and $800.44 for those aged 75 and older. OAS is adjusted quarterly for inflation.
Is OAS taxable income?
Yes. OAS payments are considered taxable income. If your individual net income exceeds a certain threshold (approximately $90,997 for 2024), you may have to repay part or all of your OAS through the OAS recovery tax (clawback).
When are CPP payments deposited in 2026?
CPP retirement pension payments follow the same schedule as OAS — typically the fourth-last business day of each month. See the complete schedule above.
Can I receive CPP and OAS at the same time?
Yes. CPP and OAS are separate programs. You can receive both simultaneously once you meet the eligibility requirements for each.
Should I take CPP at 60 or 65?
Taking CPP at 60 reduces your monthly pension by 0.6% for each month before age 65 (up to 36% less). Waiting until 70 increases it by 0.7% per month (up to 42% more). The best choice depends on your health, other income, and financial needs.
When are GST/HST credit payments in 2026?
GST/HST credit payments are issued quarterly: January 5, April 2, July 3, and October 5, 2026.
Do I need to apply for the GST/HST credit?
No separate application is required. When you file your income tax return, the CRA automatically determines your eligibility and calculates your payment amount.
What is the Canada Groceries and Essentials Benefit?
Starting July 2026, the Government of Canada is increasing the GST/HST credit by 25% and rebranding it as the Canada Groceries and Essentials Benefit. Eligible recipients will also receive a one-time top-up payment no later than June 2026.
How often are EI payments made?
EI benefits are paid bi-weekly. After you submit your bi-weekly report, payment is typically deposited within 2 business days if you use direct deposit, or mailed within 5 business days by cheque.
How long can I receive EI benefits?
Regular EI benefits can be paid for 14 to 45 weeks, depending on the unemployment rate in your region and the number of insurable hours you have accumulated.
Can I work while receiving EI?
Yes. You can earn up to 25% of your weekly benefit or $50 (whichever is higher) without any deduction. Earnings above that threshold are deducted dollar-for-dollar from your EI payment.
When are Ontario Trillium Benefit payments in 2026?
OTB payments are issued monthly, typically on the 10th. See the full 2026 schedule above.
Do I need to apply separately for the OTB?
You apply for the OTB when you file your income tax return by completing the ON-BEN application form. The CRA then determines your eligibility.
Tips for Managing Your Benefit Payments
- Set up direct deposit — It's the fastest and most secure way to receive government benefits. Sign up through your CRA My Account or My Service Canada Account.
- File your tax return on time — Most benefits (CCB, GST/HST credit, OTB) are calculated based on your tax return. Filing late can delay or stop your payments.
- Allow 5–10 business days — If your payment doesn't arrive on the scheduled date, wait at least 5 business days (10 for cheques) before contacting the program.
- Watch for scams — The CRA will never ask for personal information by email or text. Always verify through official Canada.ca websites.
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