Personal Loans in British Columbia
Find personal loans in British Columbia, Canada. Compare lenders in all cities across British Columbia. $300-$5,000 CAD, bad credit welcome.
Loans by Situation in British Columbia
Every British Columbia city we cover (15)
Grouped by the population figure recorded for each community. Select a location to see local loan options.
Major centres (100,000+ residents) — 7
Mid-size cities (25,000–99,999) — 6
Small cities (10,000–24,999) — 2
365 Loans matches British Columbia residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.
British Columbia Lending Regulations
Regulated by Consumer Protection BC
- Federal 35% APR cap applies to all personal loans
- Maximum payday loan cost: $15 per $100 borrowed
- Payday lenders must be licensed with Consumer Protection BC
- Cooling-off period of 2 business days for payday loans
Note: BC limits payday loan costs to $15 per $100 with a maximum loan amount of 50% of the borrower's net pay.
Related reading: borrowing with bad credit · improving your credit score
British Columbia loan questions
How much can I borrow in British Columbia?
Personal loans arranged through 365 Loans in British Columbia range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.
Which communities in British Columbia do you cover?
We publish loan pages for 15 communities in British Columbia, the largest being Vancouver, Surrey, Victoria, Burnaby, Kelowna. Every one is listed in the directory on this page.
Who regulates consumer lending in British Columbia?
Consumer Protection BC (consumer helpline 1-888-564-9963). Federal 35% APR cap applies to all personal loans.
What are the payday loan rules in British Columbia?
BC limits payday loan costs to $15 per $100 with a maximum loan amount of 50% of the borrower's net pay.
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