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    Personal Loans in British Columbia

    Find personal loans in British Columbia, Canada. Compare lenders in all cities across British Columbia. $300-$5,000 CAD, bad credit welcome.

    Last updated: April 13, 2026
    108 city pages in British Columbia
    Largest recorded: Vancouver (662,248)
    Regulator: Consumer Protection BC

    Top Cities in British Columbia

    Compare personal loan options in the most popular cities across British Columbia.

    100 Mile HouseAbbotsfordAgassizAldergroveAlert BayArmstrongAshcroftBoston BarBurnabyBurns Lake

    + 98 more cities โ€” scroll down for the full list

    Every British Columbia city we cover (108)

    Listed alphabetically. Population is shown only where we hold a verified figure. Loan options for every community listed here are covered on this page.

    # โ€” 1

    100 Mile House1,980

    A โ€” 6

    Abbotsford141,397AgassizAldergroveAlert BayArmstrongAshcroft1,550

    B โ€” 3

    Boston BarBurnaby249,125Burns Lake

    C โ€” 16

    Cache Creek1,040Campbell River35,138CastlegarCentral SaanichChaseChemainusChetwyndChilliwack93,203CloverdaleColwoodComoxCoquitlamCourtenay28,420Cranbrook21,250Cultus LakeCumberland

    D โ€” 3

    Dawson CreekDeltaDuncan

    E โ€” 2

    EnderbyEsquimalt

    F โ€” 4

    FernieFort LangleyFort NelsonFort St. John

    G โ€” 2

    GoldenGrand Forks

    H โ€” 3

    Harrison Hot SpringsHopeHouston

    I โ€” 1

    Invermere

    K โ€” 4

    Kamloops100,046Kelowna222,162KimberleyKitimat

    L โ€” 7

    LadnerLadysmithLake CountryLake CowichanLangfordLangleyLillooet

    M โ€” 4

    Maple RidgeMcBrideMerrittMission

    N โ€” 5

    Nanaimo99,863NelsonNew WestminsterNorth SaanichNorth Vancouver

    O โ€” 3

    Oak BayOliverOsoyoos

    P โ€” 11

    ParksvillePeachlandPentictonPort AlberniPort CoquitlamPort HardyPort McNeillPort MoodyPowell RiverPrince George76,708Prince Rupert12,220

    Q โ€” 2

    Qualicum BeachQuesnel

    R โ€” 3

    RevelstokeRichmondRossland

    S โ€” 11

    SaanichSalmon ArmSicamousSidneySmithersSookeSquamishStevestonStewartSummerlandSurrey568,322

    T โ€” 5

    TerraceTofinoTrailTsawwassenTumbler Ridge

    U โ€” 1

    Ucluelet

    V โ€” 6

    ValemountVancouver662,248VanderhoofVernonVictoria397,237View Royal

    W โ€” 5

    West KelownaWest VancouverWhistlerWhite RockWilliams Lake

    365 Loans matches British Columbia residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.

    British Columbia Lending Regulations

    Regulated by Consumer Protection BC

    • Federal 35% APR cap applies to all personal loans
    • Maximum payday loan cost: $15 per $100 borrowed
    • Payday lenders must be licensed with Consumer Protection BC
    • Cooling-off period of 2 business days for payday loans

    Note: BC limits payday loan costs to $15 per $100 with a maximum loan amount of 50% of the borrower's net pay.

    Consumer Helpline: 1-888-564-9963

    Related reading: borrowing with bad credit ยท improving your credit score

    British Columbia loan questions

    How much can I borrow in British Columbia?

    Personal loans arranged through 365 Loans in British Columbia range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.

    Which communities in British Columbia do you cover?

    We publish loan pages for 108 communities in British Columbia, including 100 Mile House, Abbotsford, Agassiz, Aldergrove, Alert Bay. Every one is listed alphabetically in the directory on this page.

    Who regulates consumer lending in British Columbia?

    Consumer Protection BC (consumer helpline 1-888-564-9963). Federal 35% APR cap applies to all personal loans.

    What are the payday loan rules in British Columbia?

    BC limits payday loan costs to $15 per $100 with a maximum loan amount of 50% of the borrower's net pay.

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