Homewise Review 2026
Homewise helps Canadians find the best mortgage rates by comparing offers from 30+ lenders in minutes.
Visit HomewiseOverview
Homewise is a Canadian digital mortgage brokerage that simplifies the mortgage shopping process. They compare rates from 30+ lenders — including major banks, credit unions, and alternative lenders — to find the best deal for your situation.
Their fully online platform lets you get pre-approved in minutes, with expert mortgage advisors available to guide you through the process.
Type
Mortgage broker
Lenders
30+
Cost
Free for buyers
Application
Online
Pros & Cons
Pros
- Compare 30+ lenders instantly
- Free for home buyers
- Expert mortgage advisors
- Fully online process
- Potential rate savings
Cons
- Limited to mortgage products
- May not include all lenders
- Some prefer face-to-face advice
- Availability varies by region
Eligibility
- Canadian resident
- Looking to buy, renew, or refinance
- Meet lender income requirements
- Valid ID and financial documents
Frequently Asked Questions
Is Homewise free?
Yes. Homewise is free for home buyers. They earn their commission from the lender, just like a traditional mortgage broker.
How is Homewise different from going to my bank?
Your bank only offers their own rates. Homewise compares rates from 30+ lenders to find the best deal, potentially saving you thousands over the life of your mortgage.
Was this review helpful?
Editorial Note: Our content is reviewed by financial experts for accuracy. We may receive compensation from partner lenders, which does not influence our rankings or recommendations. Read our full disclosures
Related Guides
Apply for Your Personal Loan Today
Join thousands of Canadians who have found better loan options with 365 Loans Canada. Apply now and get your personalized offers in minutes.
No obligation • 100% Free