Personal Loans in Ontario
Find personal loans in Ontario, Canada. Compare lenders in all cities across Ontario. $300-$5,000 CAD, bad credit welcome.
Personal Loans in Ontario Cities
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About Personal Loans in Ontario
365 Loans connects Ontario residents with trusted lenders across the province. Whether you're in a major city or a smaller community, our network of licensed lenders can help you access personal loans from $300 to $5,000 CAD.
Why Ontario Residents Choose 365 Loans
- Local Lenders: Our partners understand Ontario's lending regulations.
- Fast Approval: Get decisions in minutes, not days.
- All Credit Welcome: Bad credit, fair credit, or good credit options available.
- No Credit Impact: Checking your rate won't affect your credit score.
How to Apply for a Loan in Ontario
- Select your city — Choose from 213 cities in Ontario.
- Complete the form — Takes just 2 minutes on any device.
- Compare offers — Review multiple lender offers side-by-side.
- Get funded — Receive funds as soon as the next business day.
Ontario Lending Regulations
Regulated by Consumer Protection Ontario
- All personal loans capped at 35% APR under federal Criminal Code Section 347
- Licensed payday lenders must display rates prominently
- Maximum cost of borrowing for payday loans: $15 per $100
- Borrowers have 2 business days to cancel a payday loan without penalty
Note: Payday loans in Ontario are capped at $15 per $100 borrowed, with a maximum loan term of 62 days.
Frequently Asked Questions
Can I get a personal loan in Ontario with bad credit?
Yes! Many lenders in our Ontario network specialize in working with all credit types, including bad credit.
How much can I borrow in Ontario?
Personal loans in Ontario typically range from $300 to $5,000. The amount depends on your income and credit profile.
How fast can I get approved?
Most Ontario residents receive a decision within minutes. Funds can be deposited as soon as the next business day.
Will checking my rate affect my credit score?
No. We use a soft credit inquiry that doesn't impact your score. A hard inquiry only occurs if you accept an offer.
Apply for Your Personal Loan Today
Join thousands of Canadians who have found better loan options with 365 Loans Canada. Apply now and get your personalized offers in minutes.
No obligation • 100% Free