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    Personal Loans in Alberta

    Find personal loans in Alberta, Canada. Compare lenders in all cities across Alberta. $300-$5,000 CAD, bad credit welcome.

    Last updated: April 13, 2026
    10 city pages in Alberta
    Largest: Calgary (1,306,784)
    Regulator: Service Alberta

    Every Alberta city we cover (10)

    Grouped by the population figure recorded for each community. Select a location to see local loan options.

    365 Loans matches Alberta residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.

    Alberta Lending Regulations

    Regulated by Service Alberta

    • Federal Criminal Code 35% APR maximum applies
    • Payday loans capped at $15 per $100 borrowed
    • All payday lenders must be licensed
    • Borrowers cannot be charged more than 30% of net pay per loan

    Note: Alberta caps payday loan costs at $15 per $100 and limits borrowing to 30% of your net pay per pay period.

    Consumer Helpline: 1-877-427-4088

    Related reading: borrowing with bad credit ยท improving your credit score

    Alberta loan questions

    How much can I borrow in Alberta?

    Personal loans arranged through 365 Loans in Alberta range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.

    Which communities in Alberta do you cover?

    We publish loan pages for 10 communities in Alberta, the largest being Calgary, Edmonton, Lethbridge, Red Deer, Airdrie. Every one is listed in the directory on this page.

    Who regulates consumer lending in Alberta?

    Service Alberta (consumer helpline 1-877-427-4088). Federal Criminal Code 35% APR maximum applies.

    What are the payday loan rules in Alberta?

    Alberta caps payday loan costs at $15 per $100 and limits borrowing to 30% of your net pay per pay period.

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