Personal Loans in Quebec
Find personal loans in Quebec, Canada. Compare lenders in all cities across Quebec. $300-$5,000 CAD, bad credit welcome.
Every Quebec city we cover (13)
Grouped by the population figure recorded for each community. Select a location to see local loan options.
Major centres (100,000+ residents) — 7
Mid-size cities (25,000–99,999) — 6
365 Loans matches Quebec residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.
Quebec Lending Regulations
Regulated by Office de la protection du consommateur
- Quebec has the strictest lending regulations in Canada
- Federal 35% APR criminal rate cap applies
- Payday lending is effectively prohibited in Quebec
- Consumer credit agreements must comply with the Consumer Protection Act
Note: Traditional payday loans are not permitted in Quebec. All consumer loans must comply with the provincial 35% APR cap.
Quebec's Consumer Protection Act provides some of the strongest borrower protections in North America.
Related reading: borrowing with bad credit · improving your credit score
Quebec loan questions
How much can I borrow in Quebec?
Personal loans arranged through 365 Loans in Quebec range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.
Which communities in Quebec do you cover?
We publish loan pages for 13 communities in Quebec, the largest being Montreal, Quebec City, Laval, Gatineau, Longueuil. Every one is listed in the directory on this page.
Who regulates consumer lending in Quebec?
Office de la protection du consommateur (consumer helpline 1-888-672-2556). Quebec has the strictest lending regulations in Canada.
What are the payday loan rules in Quebec?
Traditional payday loans are not permitted in Quebec. All consumer loans must comply with the provincial 35% APR cap.
Apply for Your Personal Loan Today
Join thousands of Canadians who have found better loan options with 365 Loans Canada. Apply now and get your personalized offers in minutes.
No obligation • 100% Free