Installment Loans in Quebec
Find and compare fixed-payment installment personal loans with predictable monthly costs — available to borrowers throughout Quebec. Our lending partners serve all major cities and communities across the province.
Installment Loan Lenders Serving Quebec (2026)
All lenders below operate across Canada (including Quebec) and comply with 35% APR (Criminal Rate of Interest cap). Starting APRs shown — your actual rate depends on credit, income and loan amount.
| Lender | Starting APR | Loan Range | Min. Credit | Funding |
|---|---|---|---|---|
| Spring Financial | 9.99% | $500 – $35,000 | No minimum | Same-day e-Transfer |
| Loans Canada (broker) | 9.90% | $300 – $50,000 | 300+ | 1–2 business days |
| Fairstone | 19.99% | $500 – $50,000 | 560+ | 1–2 business days |
| Mogo | 9.90% | $500 – $35,000 | 500+ | Next business day |
| easyfinancial | 29.99% | $500 – $20,000 | No minimum | Same-day |
About Installment Loans in Quebec
Installment loans provide Quebec borrowers with predictable, fixed monthly payments. This structure helps with budgeting and financial planning, making them a popular choice for larger purchases or debt management.
In Quebec, personal loans are regulated under the Consumer Protection Act, enforced by the Office de la protection du consommateur (OPC). Lenders must hold a permit from the OPC, and the credit contract must clearly state the credit rate, total charges and right of cancellation.
To get started, complete our short 2-minute application. We use a soft credit inquiry — this has no impact on your credit score. You only agree to a specific loan offer if you choose to accept it, at which point the lender may perform a full credit check.
Eligibility for Installment Loans in Quebec
- Be at least 18 years old and a resident of Quebec
- Have an active bank account for direct deposit
- Have a verifiable source of income
- Have a permanent address in Canada
- Installment loans offer fixed repayment schedules — you know exactly what you'll pay each month
- Terms typically range from 6 to 60 months depending on the lender and loan amount
- Suitable for borrowers who prefer predictability in their monthly budget
Communities in Quebec We Cover
Installment loan options are available to residents of every community listed below. Apply once and we match you with lenders serving your area.
Alma · Amos · Amqui · Asbestos · Aylmer · Baie-Comeau · Bedford · Beloeil · Berthierville · Blainville · Boisbriand · Boucherville · Bromont · Brossard · Buckingham · Cabano · Candiac · Carleton-sur-Mer · Chandler · Chapais · Châteauguay · Chibougamau · Cowansville · Delson · Deux-Montagnes · Dolbeau-Mistassini · Dollard-des-Ormeaux · Drummondville · Edmundston · Farnham · Gaspé · Gatineau · Granby · Grand-Mère · Hull · Joliette · L'Assomption · La Pocatière · La Prairie · La Sarre · La Tuque · Lac-Mégantic · Lachute · Laval · Lévis · Longueuil · Louiseville · Magog · Maniwaki · Mascouche · Matane · Mirabel · Mont-Laurier · Mont-Saint-Hilaire · Mont-Tremblant · Montmagny · Montreal · New Richmond · Percé · Plessisville · Pointe-Claire · Quebec City · Rawdon · Repentigny · Rimouski · Rivière-du-Loup · Roberval · Rosemère · Rouyn-Noranda · Saguenay · Saint-Bruno-de-Montarville · Saint-Donat · Saint-Eustache · Saint-Hyacinthe · Saint-Jean-sur-Richelieu · Saint-Jérôme · Saint-Lambert · Saint-Laurent · Saint-Sauveur · Sainte-Adèle · Sainte-Agathe-des-Monts · Sainte-Catherine · Sainte-Julie · Sainte-Thérèse · Sept-Îles · Shawinigan · Sherbrooke · Sorel-Tracy · Terrebonne · Thetford Mines · Trois-Rivières · Val-d'Or · Varennes · Vaudreuil-Dorion · Victoriaville · Ville-Marie
Frequently Asked Questions About Installment Loans in Quebec
Can I get a installment loan anywhere in Quebec?▾
Are installment loan regulations different in Quebec?▾
What cities in Quebec can I apply from?▾
How fast can I get a installment loan in Quebec?▾
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