Debt Relief Canada – Get a Free Consultation
Struggling with credit card debt, personal loans, or other unsecured debts? Our certified debt relief partners help Canadians reduce what they owe by up to 50% — with no upfront fees and a free, no-obligation consultation.
How it works: Fill out the form to get matched with a licensed debt relief specialist. They'll review your situation, explain your options, and create a personalized plan — all at no cost to you.
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Why Choose Debt Relief Over Other Options?
Lower Monthly Payments
Consolidate multiple debts into one manageable monthly payment, often 40–60% less than what you're paying now.
Stop Collection Calls
Once enrolled, your debt relief specialist handles all creditor communication. No more stressful calls or letters.
Avoid Bankruptcy
Debt relief is a legal alternative to bankruptcy that lets you keep your assets while resolving your debts.
Licensed Professionals
Work with provincially licensed and federally regulated debt relief professionals who follow strict ethical guidelines.
One Simple Payment
Replace multiple credit card minimums and loan payments with a single, affordable monthly contribution.
Thousands of Canadians Helped
Join thousands of Canadians who have successfully reduced their debt and regained financial freedom.
How Debt Relief Works in Canada
Free Consultation
Fill out the form above. A licensed specialist reviews your debts and income at no cost.
Personalized Plan
Your specialist creates a debt repayment plan tailored to what you can afford.
Creditor Negotiation
They negotiate directly with your creditors to reduce balances and stop interest charges.
Become Debt-Free
Make one monthly payment and watch your debt shrink. Most programs complete in 2–4 years.
Types of Debt Eligible for Relief
Note: Secured debts (mortgages, car loans) are generally not eligible for debt relief programs. Your specialist will clarify which debts qualify during your free consultation.
Frequently Asked Questions
Disclaimer: 365 Loans is not a lender or debt relief provider. We connect Canadians with licensed debt relief professionals through our trusted partners. Debt relief services are provided by third-party companies. Results may vary based on individual circumstances.
By submitting the form above, you consent to being contacted by a licensed debt relief specialist regarding your debt situation. Your personal information is handled in accordance with our Privacy Policy.