On EI Loans in Quebec
Find and compare personal loans for borrowers currently receiving Employment Insurance (EI) benefits — available to borrowers throughout Quebec. Our lending partners serve all major cities and communities across the province.
On EI Loan Lenders Serving Quebec (2026)
All lenders below operate across Canada (including Quebec) and comply with 35% APR (Criminal Rate of Interest cap). Starting APRs shown — your actual rate depends on credit, income and loan amount.
| Lender | Starting APR | Loan Range | Min. Credit | Funding |
|---|---|---|---|---|
| Spring Financial | 9.99% | $500 – $35,000 | No minimum | Same-day e-Transfer |
| Loans Canada (broker) | 9.90% | $300 – $50,000 | 300+ | 1–2 business days |
| Fairstone | 19.99% | $500 – $50,000 | 560+ | 1–2 business days |
| Mogo | 9.90% | $500 – $35,000 | 500+ | Next business day |
| easyfinancial | 29.99% | $500 – $20,000 | No minimum | Same-day |
About On EI Loans in Quebec
Canadians in Quebec who are currently receiving Employment Insurance (EI) can still apply for personal loans. Many lenders in our network accept EI as a valid income source when assessing applications.
In Quebec, personal loans are regulated under the Consumer Protection Act, enforced by the Office de la protection du consommateur (OPC). Lenders must hold a permit from the OPC, and the credit contract must clearly state the credit rate, total charges and right of cancellation.
To get started, complete our short 2-minute application. We use a soft credit inquiry — this has no impact on your credit score. You only agree to a specific loan offer if you choose to accept it, at which point the lender may perform a full credit check.
Eligibility for On EI Loans in Quebec
- Be at least 18 years old and a resident of Quebec
- Have an active bank account for direct deposit
- Have a verifiable source of income
- Have a permanent address in Canada
- Employment Insurance (EI) is considered a valid source of income by many lenders
- Provide documentation of your current EI payments to support your application
- Loan amounts and eligibility are assessed based on your EI benefit amount
Communities in Quebec We Cover
On EI loan options are available to residents of every community listed below. Apply once and we match you with lenders serving your area.
Alma · Amos · Amqui · Asbestos · Aylmer · Baie-Comeau · Bedford · Beloeil · Berthierville · Blainville · Boisbriand · Boucherville · Bromont · Brossard · Buckingham · Cabano · Candiac · Carleton-sur-Mer · Chandler · Chapais · Châteauguay · Chibougamau · Cowansville · Delson · Deux-Montagnes · Dolbeau-Mistassini · Dollard-des-Ormeaux · Drummondville · Edmundston · Farnham · Gaspé · Gatineau · Granby · Grand-Mère · Hull · Joliette · L'Assomption · La Pocatière · La Prairie · La Sarre · La Tuque · Lac-Mégantic · Lachute · Laval · Lévis · Longueuil · Louiseville · Magog · Maniwaki · Mascouche · Matane · Mirabel · Mont-Laurier · Mont-Saint-Hilaire · Mont-Tremblant · Montmagny · Montreal · New Richmond · Percé · Plessisville · Pointe-Claire · Quebec City · Rawdon · Repentigny · Rimouski · Rivière-du-Loup · Roberval · Rosemère · Rouyn-Noranda · Saguenay · Saint-Bruno-de-Montarville · Saint-Donat · Saint-Eustache · Saint-Hyacinthe · Saint-Jean-sur-Richelieu · Saint-Jérôme · Saint-Lambert · Saint-Laurent · Saint-Sauveur · Sainte-Adèle · Sainte-Agathe-des-Monts · Sainte-Catherine · Sainte-Julie · Sainte-Thérèse · Sept-Îles · Shawinigan · Sherbrooke · Sorel-Tracy · Terrebonne · Thetford Mines · Trois-Rivières · Val-d'Or · Varennes · Vaudreuil-Dorion · Victoriaville · Ville-Marie
Frequently Asked Questions About On EI Loans in Quebec
Can I get a on ei loan anywhere in Quebec?▾
Are on ei loan regulations different in Quebec?▾
What cities in Quebec can I apply from?▾
How fast can I get a on ei loan in Quebec?▾
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