Fast Personal Loans Up to $5,000
Compare offers from 50+ lenders. No hidden fees. No credit score impact. Get funded as fast as 24 hours.
Trusted by 50,000+ borrowers
No credit score impact to check your rate
Check Your Rate
No impact to your credit score
See If You Qualify in 60 Seconds
Answer 3 quick questions to check your eligibility
How much funding do you need?
How to Get a Personal Loan in 3 Easy Steps
Our streamlined process gets Canadians from application to funding faster than traditional banks.
Quick Application
Fill out our simple online form in just 2 minutes. No paperwork, no SIN required upfront.
Compare Offers
We match you with personalized loan offers from our network of trusted Canadian lenders.
Get Your Funds
Choose the best offer for you and receive funds directly to your Canadian bank account.
Why Choose 365 Loans for Personal Loans
365 Loans Canada connects you with top lenders, so you can find the best rates without the bank runaround.
Low Interest Rates
Access competitive rates from multiple lenders, often lower than credit cards.
Safe & Secure
Your data is protected with bank-level 256-bit SSL encryption.
Fast Funding
Get approved in minutes and receive funds as soon as the next business day.
No Hidden Fees
Transparent terms with no surprise charges. What you see is what you get.
All Credit Welcome
Whether your credit is excellent or needs work, we have options for you.
Personalized Offers
Get loan offers tailored to your specific needs and financial situation.
Struggling with Rising Mortgage Payments?
With interest rates at their highest in years, many Canadians are feeling the squeeze. Debt consolidation can help reduce your monthly obligations and simplify your finances.
Borrower Protection & The 35% APR Cap
Effective January 1, 2025, the Canadian criminal rate of interest was lowered to 35% APR. 365 Loans only partners with lenders who comply with these federal regulations to protect your financial health.
Find the Right Loan for You
Explore our comprehensive resources to make informed borrowing decisions
Popular Loan Types
Loans by Province
Quick Links by Loan Amount
Popular Loan Purposes
Company Information
Customer Reviews: What Canadians Say About 365 Loans
Join thousands of satisfied borrowers who found better loan options with us
"As a first-time borrower in Canada, I was nervous about the process. 365 Loans made it incredibly simple. Got approved quickly and the funds were in my account the next business day!"
Sarah Thompson
Toronto, ON
"After my bank declined my application, 365 Loans connected me with a lender who was willing to work with my situation. The whole process was transparent and professional."
Jean-Pierre Dubois
Montreal, QC
"Being able to compare multiple loan offers in one place saved me so much time. The rates were competitive and the application process was straightforward. Highly recommend!"
Michelle Chen
Vancouver, BC
Rated 3.7/5 based on verified external feedback on Trustpilot
50K+
Happy Customers
$100M+
Loans Funded
2 min
Avg. Approval Time
Personal Loan Requirements: Simple & Fast
We've simplified the borrowing process to make it accessible for everyone. No complicated paperwork, no lengthy approval times.
Be a Canadian citizen or permanent resident, and over 18
Have a valid bank account in your name
Provide a valid email address and phone number
Loan Amounts
$300 – $5,000
Borrow what you need, nothing more
Requirements
Minimal
Canadian citizen, 18+, bank account
Credit Check
Soft Pull Only
No impact to your credit score
Frequently Asked Questions About Personal Loans in Canada
Find answers to common questions about our loan process, rates, and requirements.
Apply for Your Personal Loan Today
Join thousands of Canadians who have found better loan options with 365 Loans Canada. Apply now and get your personalized offers in minutes.
No obligation • 100% Free