Personal Loans in Alberta
Find personal loans in Alberta, Canada. Compare lenders in all cities across Alberta. $300-$5,000 CAD, bad credit welcome.
Personal Loans in Alberta Cities
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About Personal Loans in Alberta
365 Loans connects Alberta residents with trusted lenders across the province. Whether you're in a major city or a smaller community, our network of licensed lenders can help you access personal loans from $300 to $5,000 CAD.
Why Alberta Residents Choose 365 Loans
- Local Lenders: Our partners understand Alberta's lending regulations.
- Fast Approval: Get decisions in minutes, not days.
- All Credit Welcome: Bad credit, fair credit, or good credit options available.
- No Credit Impact: Checking your rate won't affect your credit score.
How to Apply for a Loan in Alberta
- Select your city — Choose from 91 cities in Alberta.
- Complete the form — Takes just 2 minutes on any device.
- Compare offers — Review multiple lender offers side-by-side.
- Get funded — Receive funds as soon as the next business day.
Alberta Lending Regulations
Regulated by Service Alberta
- Federal Criminal Code 35% APR maximum applies
- Payday loans capped at $15 per $100 borrowed
- All payday lenders must be licensed
- Borrowers cannot be charged more than 30% of net pay per loan
Note: Alberta caps payday loan costs at $15 per $100 and limits borrowing to 30% of your net pay per pay period.
Frequently Asked Questions
Can I get a personal loan in Alberta with bad credit?
Yes! Many lenders in our Alberta network specialize in working with all credit types, including bad credit.
How much can I borrow in Alberta?
Personal loans in Alberta typically range from $300 to $5,000. The amount depends on your income and credit profile.
How fast can I get approved?
Most Alberta residents receive a decision within minutes. Funds can be deposited as soon as the next business day.
Will checking my rate affect my credit score?
No. We use a soft credit inquiry that doesn't impact your score. A hard inquiry only occurs if you accept an offer.
Apply for Your Personal Loan Today
Join thousands of Canadians who have found better loan options with 365 Loans Canada. Apply now and get your personalized offers in minutes.
No obligation • 100% Free