Personal Loans in British Columbia
Find personal loans in British Columbia, Canada. Compare lenders in all cities across British Columbia. $300-$5,000 CAD, bad credit welcome.
Personal Loans in British Columbia Cities
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About Personal Loans in British Columbia
365 Loans connects British Columbia residents with trusted lenders across the province. Whether you're in a major city or a smaller community, our network of licensed lenders can help you access personal loans from $300 to $5,000 CAD.
Why British Columbia Residents Choose 365 Loans
- Local Lenders: Our partners understand British Columbia's lending regulations.
- Fast Approval: Get decisions in minutes, not days.
- All Credit Welcome: Bad credit, fair credit, or good credit options available.
- No Credit Impact: Checking your rate won't affect your credit score.
How to Apply for a Loan in British Columbia
- Select your city — Choose from 108 cities in British Columbia.
- Complete the form — Takes just 2 minutes on any device.
- Compare offers — Review multiple lender offers side-by-side.
- Get funded — Receive funds as soon as the next business day.
British Columbia Lending Regulations
Regulated by Consumer Protection BC
- Federal 35% APR cap applies to all personal loans
- Maximum payday loan cost: $15 per $100 borrowed
- Payday lenders must be licensed with Consumer Protection BC
- Cooling-off period of 2 business days for payday loans
Note: BC limits payday loan costs to $15 per $100 with a maximum loan amount of 50% of the borrower's net pay.
Frequently Asked Questions
Can I get a personal loan in British Columbia with bad credit?
Yes! Many lenders in our British Columbia network specialize in working with all credit types, including bad credit.
How much can I borrow in British Columbia?
Personal loans in British Columbia typically range from $300 to $5,000. The amount depends on your income and credit profile.
How fast can I get approved?
Most British Columbia residents receive a decision within minutes. Funds can be deposited as soon as the next business day.
Will checking my rate affect my credit score?
No. We use a soft credit inquiry that doesn't impact your score. A hard inquiry only occurs if you accept an offer.
Apply for Your Personal Loan Today
Join thousands of Canadians who have found better loan options with 365 Loans Canada. Apply now and get your personalized offers in minutes.
No obligation • 100% Free