Question 1

How quickly can I get my loan?

Accepted Answer

Most applicants receive loan offers within minutes of completing the application. Once you accept an offer, funds are typically deposited into your bank account within 24 hours, though some lenders offer same-day funding.

Question 2

Will checking my rate affect my credit score?

Accepted Answer

No! We use a soft credit inquiry to check your rate, which does not impact your credit score. A hard inquiry only occurs if you choose to accept a loan offer and proceed with the application.

Question 3

What credit score do I need to qualify?

Accepted Answer

We work with lenders who accept all credit types, from excellent to poor credit. Your specific offers will depend on your overall financial situation, not just your credit score.

Question 4

How much can I borrow?

Accepted Answer

Loan amounts range from $300 to $5,000, depending on your needs and qualifications. You choose the amount that works best for your situation.

Question 5

Are there any hidden fees?

Accepted Answer

Absolutely not. All fees, interest rates, and terms are clearly disclosed before you accept any offer. We believe in complete transparency with our customers.

Question 6

Is my personal information secure?

Accepted Answer

Yes, we use industry-standard 256-bit SSL encryption to protect your data. Your information is never sold to third parties and is only shared with lenders to process your application.

Question 7

Do I need to be a Canadian citizen to apply?

Accepted Answer

You must be a Canadian citizen or permanent resident, at least 18 years old (19 in some provinces), with a valid Social Insurance Number (SIN) and an active bank account in your name.

Question 8

Which provinces do you serve?

Accepted Answer

We work with lenders across all Canadian provinces and territories. However, some lenders may have specific provincial restrictions based on local regulations. You'll see available offers based on your location during the application.

Question 9

Are the loan amounts in Canadian dollars?

Accepted Answer

Yes, all loan amounts and repayments are in Canadian dollars (CAD). You can borrow between $300 and $5,000 depending on your qualifications.

Question 10

How does this work with Canadian credit bureaus?

Accepted Answer

We work with lenders who report to Canadian credit bureaus like Equifax Canada and TransUnion Canada. Our initial rate check uses a soft inquiry that won't affect your credit score. Responsible repayment can help build your Canadian credit history.

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