365 Loans

    Loans for Veterans in the USA

    Personal loans for veterans and military members. VA benefits and military pension accepted as income. Competitive rates, all credit scores welcome.

    Last updated: April 13, 2026
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    Estimate Your Loans for Veterans Payment

    For illustration only β€’ Actual rates vary by lender

    $2,500
    $500$5,000
    24 months
    6 mo60 mo

    Estimated Monthly Payment

    $130/mo

    Based on 22% APR (USD) β€’ Rates vary by state

    Check Your Rate β€” No Credit Impact

    Personal Loans for Veterans & Military Members

    Thank you for your service. Whether you're an active-duty service member, veteran, or military spouse, you deserve access to fair and affordable financing options. Our lender network includes military-friendly lenders.

    Who Qualifies?

    • Active-duty military (all branches)
    • Veterans (honorably discharged)
    • National Guard and Reserve members
    • Military spouses with qualifying income
    • Retired military with pension income

    Accepted Income Sources

    • Military pay (base pay + allowances)
    • VA disability compensation
    • Military pension/retirement pay
    • GI Bill housing allowance
    • Civilian employment income

    Military Lending Act Protections

    The Military Lending Act (MLA) provides important protections for active-duty members:

    • Interest rate cap of 36% MAPR (Military APR)
    • No mandatory arbitration clauses
    • No prepayment penalties
    • No required allotment for repayment

    Common Uses for Military Personal Loans

    • PCS moving costs not fully covered by military
    • Emergency leave travel
    • Vehicle repairs between duty stations
    • Family expenses during deployment
    • Transition costs when leaving service
    • Debt consolidation from high-interest credit cards

    How to Apply

    1. Verify your military status (DD-214 for veterans)
    2. Gather income documentation
    3. Compare offers from military-friendly lenders on 365 Loans
    4. Apply online in under 5 minutes
    5. Receive funds directly to your bank account

    Editorial Note: Our content is reviewed by financial experts for accuracy. We may receive compensation from partner lenders, which does not influence our rankings or recommendations. Read our full disclosures

    Loans for Veterans by Location

    Find loans for veterans in your state or city. We connect you with lenders across the United States.

    By State

    Arizona(3 cities)

    California(9 cities)

    Colorado(2 cities)

    Florida(2 cities)

    Georgia(1 cities)

    Illinois(1 cities)

    Indiana(1 cities)

    Kansas(1 cities)

    Kentucky(1 cities)

    Maryland(1 cities)

    Massachusetts(1 cities)

    Michigan(1 cities)

    Minnesota(1 cities)

    Missouri(1 cities)

    Nebraska(1 cities)

    Nevada(1 cities)

    New Mexico(1 cities)

    North Carolina(2 cities)

    Ohio(1 cities)

    Oklahoma(2 cities)

    Oregon(1 cities)

    Pennsylvania(1 cities)

    Tennessee(2 cities)

    Texas(7 cities)

    Virginia(1 cities)

    Washington(1 cities)

    Wisconsin(1 cities)

    View All Locations

    Frequently Asked Questions About Loans for Veterans

    Common questions about loans for veterans in the United States

    Learn More About Loans for Veterans

    Explore our comprehensive resources to make an informed borrowing decision.

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    Apply for Your Personal Loan Today

    Join thousands of Americans who have found better loan options with 365 Loans USA. Apply now and get your personalized offers in minutes.

    No-Impact Credit Check: Comparing offers will not affect your credit score.

    No obligation β€’ 100% Free

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