Loans for Veterans in the USA

Personal Loans for Veterans & Military Members

Thank you for your service. Whether you're an active-duty service member, veteran, or military spouse, you deserve access to fair and affordable financing options. Our lender network includes military-friendly lenders.

Who Qualifies?

• Active-duty military (all branches)
• Veterans (honorably discharged)
• National Guard and Reserve members
• Military spouses with qualifying income
• Retired military with pension income

Accepted Income Sources

• Military pay (base pay + allowances)
• VA disability compensation
• Military pension/retirement pay
• GI Bill housing allowance
• Civilian employment income

Military Lending Act Protections

The Military Lending Act (MLA) provides important protections for active-duty members:

• Interest rate cap of 36% MAPR (Military APR)
• No mandatory arbitration clauses
• No prepayment penalties
• No required allotment for repayment

Common Uses for Military Personal Loans

• PCS moving costs not fully covered by military
• Emergency leave travel
• Vehicle repairs between duty stations
• Family expenses during deployment
• Transition costs when leaving service
• Debt consolidation from high-interest credit cards

How to Apply

1. Verify your military status (DD-214 for veterans)
2. Gather income documentation
3. Compare offers from military-friendly lenders on 365 Loans
4. Apply online in under 5 minutes
5. Receive funds directly to your bank account