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    365 Loans

    365 Loans Editorial Team

    Editorial Team

    The 365 Loans editorial team researches and reviews personal finance topics to help Canadians and Americans make informed borrowing decisions. Our content is reviewed for accuracy, compliance, and clarity before publication.

    Editorial Standards

    Content published on 365 Loans is written and reviewed to meet our editorial guidelines. We prioritize accuracy, clarity, and compliance with Canadian federal regulations, including the 35% APR Criminal Rate of Interest cap effective January 1, 2025.

    Review Process

    All financial content is reviewed for factual accuracy before publication. We do not make earnings claims or guarantee loan approval. Our goal is to help borrowers understand their options so they can make confident, informed decisions.