Loans Canada Personal Loans
Compare personal loan offers from many Canadian lenders through Loans Canada's free marketplace. Find the best rate for your credit profile.
Get StartedKey Features
Large network
Lender Network
$500 – $50,000
Loan Amounts
All credit welcome
Credit Types
100% free
Service Cost
What Can You Use Loans Canada For?
Debt Consolidation
Combine multiple debts into one payment with a potentially lower rate.
Emergency Expenses
Get matched with lenders who can fund urgent financial needs quickly.
Home Improvement
Finance renovations by comparing offers from multiple lenders.
Vehicle Purchase
Find auto loan offers through the Loans Canada network.
Medical Bills
Cover medical expenses not covered by provincial health insurance.
Credit Building
Access credit-building products to improve your score over time.
How to Get Started
Submit Your Profile
Fill out a quick online form with your financial details and loan needs. Takes about 5 minutes.
Get Matched
Loans Canada's algorithm matches you with lenders most likely to approve your application.
Compare Offers
Review and compare loan offers from multiple lenders to find the best rate and terms.
Accept & Get Funded
Choose the best offer, complete the lender's process, and receive your funds.
Details & Rates
| Detail | Value |
|---|---|
| Loan Amounts | $500 – $50,000 |
| APR Range | Varies by lender (up to 35% max) |
| Service Fee | Free for borrowers |
| Credit Check | Soft check for matching |
| Lender Network | Large network |
| Processing Time | Varies by matched lender |
Frequently Asked Questions
How much can I borrow through Loans Canada?
Loan amounts range from $500 to $50,000, depending on the lender you're matched with, your credit profile, and income.
What interest rates can I expect?
Rates vary by lender and your credit profile. Canadian law caps interest at 35% APR. Borrowers with good credit typically qualify for rates under 15%.
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Editorial Note: Our content is reviewed by financial experts for accuracy. We may receive compensation from partner lenders, which does not influence our rankings or recommendations. Read our full disclosures
Loans Canada Resources
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