Personal Loans in Nova Scotia
Find personal loans in Nova Scotia, Canada. Compare lenders in all cities across Nova Scotia. $300-$5,000 CAD, bad credit welcome.
Loans by Situation in Nova Scotia
Every Nova Scotia city we cover (5)
Grouped by the population figure recorded for each community. Select a location to see local loan options.
Major centres (100,000+ residents) — 1
Mid-size cities (25,000–99,999) — 2
Small cities (10,000–24,999) — 1
Towns and communities (under 10,000) — 1
365 Loans matches Nova Scotia residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.
Nova Scotia Lending Regulations
Regulated by Service Nova Scotia
- Federal 35% APR cap protects all borrowers
- Maximum payday loan cost: $19 per $100 borrowed
- Payday lenders must be registered
- Maximum loan: 30% of net pay per pay period
Note: Nova Scotia caps payday loan costs at $19 per $100 borrowed.
Related reading: borrowing with bad credit · improving your credit score
Nova Scotia loan questions
How much can I borrow in Nova Scotia?
Personal loans arranged through 365 Loans in Nova Scotia range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.
Which communities in Nova Scotia do you cover?
We publish loan pages for 5 communities in Nova Scotia, the largest being Halifax, Dartmouth, Sydney, Truro, New Glasgow. Every one is listed in the directory on this page.
Who regulates consumer lending in Nova Scotia?
Service Nova Scotia (consumer helpline 1-800-670-4357). Federal 35% APR cap protects all borrowers.
What are the payday loan rules in Nova Scotia?
Nova Scotia caps payday loan costs at $19 per $100 borrowed.
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