Apply now for Friday deposit!
    Time left:
    08:16:07
    365 Loans
    Province Hub

    Personal Loans in Nova Scotia

    Find personal loans in Nova Scotia, Canada. Compare lenders in all cities across Nova Scotia. $300-$5,000 CAD, bad credit welcome.

    Last updated: February 4, 2026
    36+ cities covered
    Same-day decisions
    All credit welcome

    Personal Loans in Nova Scotia Cities

    About Personal Loans in Nova Scotia

    365 Loans connects Nova Scotia residents with trusted lenders across the province. Whether you're in a major city or a smaller community, our network of licensed lenders can help you access personal loans from $300 to $5,000 CAD.

    Why Nova Scotia Residents Choose 365 Loans

    • Local Lenders: Our partners understand Nova Scotia's lending regulations.
    • Fast Approval: Get decisions in minutes, not days.
    • All Credit Welcome: Bad credit, fair credit, or good credit options available.
    • No Credit Impact: Checking your rate won't affect your credit score.

    How to Apply for a Loan in Nova Scotia

    1. Select your city — Choose from 36 cities in Nova Scotia.
    2. Complete the form — Takes just 2 minutes on any device.
    3. Compare offers — Review multiple lender offers side-by-side.
    4. Get funded — Receive funds as soon as the next business day.

    Nova Scotia Lending Regulations

    Regulated by Service Nova Scotia

    • Federal 35% APR cap protects all borrowers
    • Maximum payday loan cost: $19 per $100 borrowed
    • Payday lenders must be registered
    • Maximum loan: 30% of net pay per pay period

    Note: Nova Scotia caps payday loan costs at $19 per $100 borrowed.

    Consumer Helpline: 1-800-670-4357

    Frequently Asked Questions

    Can I get a personal loan in Nova Scotia with bad credit?

    Yes! Many lenders in our Nova Scotia network specialize in working with all credit types, including bad credit.

    How much can I borrow in Nova Scotia?

    Personal loans in Nova Scotia typically range from $300 to $5,000. The amount depends on your income and credit profile.

    How fast can I get approved?

    Most Nova Scotia residents receive a decision within minutes. Funds can be deposited as soon as the next business day.

    Will checking my rate affect my credit score?

    No. We use a soft credit inquiry that doesn't impact your score. A hard inquiry only occurs if you accept an offer.

    Limited Time Offer

    Apply for Your Personal Loan Today

    Join thousands of Canadians who have found better loan options with 365 Loans Canada. Apply now and get your personalized offers in minutes.

    No-Impact Credit Check: Comparing offers will not affect your credit score.

    No obligation • 100% Free

    We use cookies and similar technologies to improve your experience, analyze site traffic, and for marketing purposes. Learn more