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    Personal Loans in Nova Scotia

    Find personal loans in Nova Scotia, Canada. Compare lenders in all cities across Nova Scotia. $300-$5,000 CAD, bad credit welcome.

    Last updated: April 13, 2026
    36 city pages in Nova Scotia
    Largest recorded: Halifax (439,819)
    Regulator: Service Nova Scotia

    Top Cities in Nova Scotia

    Compare personal loan options in the most popular cities across Nova Scotia.

    AmherstAntigonishBarringtonBedfordBridgewaterChesterClark's HarbourDartmouthDigbyElmsdale

    + 26 more cities โ€” scroll down for the full list

    Every Nova Scotia city we cover (36)

    Listed alphabetically. Population is shown only where we hold a verified figure. Loan options for every community listed here are covered on this page.

    A โ€” 2

    Amherst9,413Antigonish4,364

    B โ€” 3

    BarringtonBedfordBridgewater

    C โ€” 2

    ChesterClark's Harbour

    D โ€” 2

    Dartmouth93,671Digby

    E โ€” 2

    ElmsdaleEnfield

    F โ€” 1

    Fall River

    G โ€” 1

    Glace Bay

    H โ€” 2

    Halifax439,819Hantsport

    K โ€” 1

    Kentville

    L โ€” 2

    LiverpoolLunenburg

    M โ€” 2

    Mahone BayMiddleton

    N โ€” 2

    New Glasgow9,075New Minas

    O โ€” 1

    Oxford

    P โ€” 3

    ParrsboroPictouPort Hawkesbury

    S โ€” 5

    SackvilleShelburneSpringhillStellartonSydney29,904

    T โ€” 1

    Truro12,826

    W โ€” 3

    WestvilleWindsorWolfville

    Y โ€” 1

    Yarmouth

    365 Loans matches Nova Scotia residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.

    Nova Scotia Lending Regulations

    Regulated by Service Nova Scotia

    • Federal 35% APR cap protects all borrowers
    • Maximum payday loan cost: $19 per $100 borrowed
    • Payday lenders must be registered
    • Maximum loan: 30% of net pay per pay period

    Note: Nova Scotia caps payday loan costs at $19 per $100 borrowed.

    Consumer Helpline: 1-800-670-4357

    Related reading: borrowing with bad credit ยท improving your credit score

    Nova Scotia loan questions

    How much can I borrow in Nova Scotia?

    Personal loans arranged through 365 Loans in Nova Scotia range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.

    Which communities in Nova Scotia do you cover?

    We publish loan pages for 36 communities in Nova Scotia, including Amherst, Antigonish, Barrington, Bedford, Bridgewater. Every one is listed alphabetically in the directory on this page.

    Who regulates consumer lending in Nova Scotia?

    Service Nova Scotia (consumer helpline 1-800-670-4357). Federal 35% APR cap protects all borrowers.

    What are the payday loan rules in Nova Scotia?

    Nova Scotia caps payday loan costs at $19 per $100 borrowed.

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