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    Personal Loans in Prince Edward Island

    Find personal loans in Prince Edward Island, Canada. Compare lenders in all cities across Prince Edward Island. $300-$5,000 CAD, bad credit welcome.

    Last updated: April 13, 2026
    18 city pages in Prince Edward Island
    Largest recorded: Charlottetown (38,809)
    Regulator: Consumer, Corporate and Insurance Services Division

    Every Prince Edward Island city we cover (18)

    Listed alphabetically. Population is shown only where we hold a verified figure. Loan options for every community listed here are covered on this page.

    A1

    Alberton

    B1

    Borden-Carleton

    C4

    CavendishCharlottetown38,809CornwallCrapaud

    G1

    Georgetown

    H1

    Hunter River

    K1

    Kensington

    M3

    MontagueMurray HarbourMurray River

    N1

    North Rustico

    O1

    O'Leary

    S3

    SourisStratfordSummerside

    T1

    Tignish

    365 Loans matches Prince Edward Island residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.

    Prince Edward Island Lending Regulations

    Regulated by Consumer, Corporate and Insurance Services Division

    • Federal 35% APR criminal rate cap applies
    • Maximum payday loan cost: $25 per $100
    • Payday lenders must comply with provincial regulations
    • Consumer protection laws enforced by provincial authorities

    Note: PEI permits payday loan costs up to $25 per $100 borrowed.

    Consumer Helpline: 1-902-368-4550

    Related reading: borrowing with bad credit · improving your credit score

    Prince Edward Island loan questions

    How much can I borrow in Prince Edward Island?

    Personal loans arranged through 365 Loans in Prince Edward Island range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.

    Which communities in Prince Edward Island do you cover?

    We publish loan pages for 18 communities in Prince Edward Island, including Alberton, Borden-Carleton, Cavendish, Charlottetown, Cornwall. Every one is listed alphabetically in the directory on this page.

    Who regulates consumer lending in Prince Edward Island?

    Consumer, Corporate and Insurance Services Division (consumer helpline 1-902-368-4550). Federal 35% APR criminal rate cap applies.

    What are the payday loan rules in Prince Edward Island?

    PEI permits payday loan costs up to $25 per $100 borrowed.

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