365 Loans
    Province Hub

    Personal Loans in Newfoundland and Labrador

    Find personal loans in Newfoundland and Labrador, Canada. Compare lenders in all cities across Newfoundland and Labrador. $300-$5,000 CAD, bad credit welcome.

    Last updated: April 13, 2026
    35 city pages in Newfoundland and Labrador
    Largest recorded: St. John's (113,948)
    Regulator: Digital Government and Service NL

    Top Cities in Newfoundland and Labrador

    Compare personal loan options in the most popular cities across Newfoundland and Labrador.

    Baie VerteBay RobertsBell IslandBishop's FallsBonavistaBotwoodCarbonearClarenvilleConception Bay SouthCorner Brook

    + 25 more cities โ€” scroll down for the full list

    Every Newfoundland and Labrador city we cover (35)

    Listed alphabetically. Population is shown only where we hold a verified figure. Loan options for every community listed here are covered on this page.

    B โ€” 6

    Baie VerteBay RobertsBell IslandBishop's FallsBonavistaBotwood

    C โ€” 4

    CarbonearClarenvilleConception Bay SouthCorner Brook

    D โ€” 1

    Deer Lake

    F โ€” 2

    FerrylandFlatrock

    G โ€” 2

    GanderGrand Falls-Windsor

    H โ€” 2

    Happy Valley-Goose BayHarbour Grace

    L โ€” 3

    Labrador CityLewisporteLogy Bay-Middle Cove-Outer Cove

    M โ€” 2

    MarystownMount Pearl

    P โ€” 6

    ParadisePasadenaPlacentiaPort aux BasquesPortugal Cove-St. Philip'sPouch Cove

    S โ€” 3

    SpringdaleSt. John's113,948Stephenville

    T โ€” 3

    TorbayTrinityTwillingate

    W โ€” 1

    Wabana

    365 Loans matches Newfoundland and Labrador residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.

    Newfoundland and Labrador Lending Regulations

    Regulated by Digital Government and Service NL

    • Federal 35% APR cap applies to all loans
    • Maximum payday loan cost: $21 per $100
    • Consumer protection under provincial regulations
    • Borrowers have rights under Credit Union Act

    Note: Newfoundland and Labrador permits a maximum payday loan cost of $21 per $100.

    Consumer Helpline: 1-709-729-2600

    Related reading: borrowing with bad credit ยท improving your credit score

    Newfoundland and Labrador loan questions

    How much can I borrow in Newfoundland and Labrador?

    Personal loans arranged through 365 Loans in Newfoundland and Labrador range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.

    Which communities in Newfoundland and Labrador do you cover?

    We publish loan pages for 35 communities in Newfoundland and Labrador, including Baie Verte, Bay Roberts, Bell Island, Bishop's Falls, Bonavista. Every one is listed alphabetically in the directory on this page.

    Who regulates consumer lending in Newfoundland and Labrador?

    Digital Government and Service NL (consumer helpline 1-709-729-2600). Federal 35% APR cap applies to all loans.

    What are the payday loan rules in Newfoundland and Labrador?

    Newfoundland and Labrador permits a maximum payday loan cost of $21 per $100.

    Limited Time Offer

    Apply for Your Personal Loan Today

    Join thousands of Canadians who have found better loan options with 365 Loans Canada. Apply now and get your personalized offers in minutes.

    No-Impact Credit Check: Comparing offers will not affect your credit score.

    No obligation โ€ข 100% Free