Cash Money Review 2026
Borrowers who prefer in-person service or need same-day access to cash
Loan Amounts
$500 – $10,000
Interest Rates
Up to 34.99% APR
Loan Terms
Up to 60 months
Credit Required
All credit types considered
Funding Speed
Same day
Headquarters
Toronto, Ontario
What is Cash Money?
Cash Money has been providing financial services to Canadians since 1992, with over 30 years of experience in the consumer lending industry.
They offer payday loans, personal installment loans ($1,500–$10,000), and line of credit products, providing options for a range of borrowing needs.
Cash Money has both physical retail locations and a fully digital application process, giving borrowers the flexibility to apply online or in person.
Pros & Cons
Pros
- Over 30 years of established lending history in Canada
- Multiple product types: payday, installment, and line of credit
- Same-day funding available
- Both online and in-person application options
- Accepts various credit profiles
Cons
- Interest rates can reach 34.99% APR for installment loans
- Payday loan products are high-cost short-term borrowing
- Not all products available in every province
- Retail locations concentrated in urban centers
Estimate Your Cash Money Payments
See what your monthly payments could look like with Cash Money's rate range of Up to 34.99% APR.
Try the Loan CalculatorWho Can Apply for Cash Money?
- Must be a Canadian resident aged 18+
- Must have a stable source of income
- Must have an active bank account
- Must provide valid government-issued ID
How to Apply for a Cash Money Loan
Apply online at cashmoney.ca or visit a retail location
Provide identification, income, and banking details
Receive an approval decision
Review and sign your loan agreement
Receive funds the same day
Cash Money FAQs
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