Get a $1,750 Personal Loan in Canada
Looking for a $1,750 personal loan? Apply online with 365 Loans for quick decisions and competitive rates. Available for all credit types across Canada.
Why a $1,750 Loan Fits Many Needs
A $1,750 personal loan represents a versatile borrowing amount for Canadian consumers. Large enough to handle substantial expenses yet small enough to repay comfortably over 12-24 months, this loan size addresses a wide range of financial situations.
Top Uses for a $1,750 Loan
Comprehensive Vehicle Repairs
Major vehicle repairs like transmission work, engine repairs, or extensive brake and suspension work often cost between $1,500 and $2,000. A $1,750 loan covers these expenses without draining your savings.
Home Improvement Projects
Small renovation projects, like bathroom updates, new flooring in one room, or appliance upgrades, typically fall in this price range. Improve your living space without waiting years to save.
Unexpected Tax Bills
If you owe the CRA money at tax time, a personal loan can cover the balance and prevent interest and penalties from accumulating.
Tuition and Education Costs
A single course, certification program, or professional development opportunity often costs $1,000-$2,000. Invest in yourself now and pay back over time.
Wedding Guest Expenses
Being in a wedding party comes with costs: travel, accommodation, gifts, attire, and bachelor/bachelorette parties. A $1,750 loan can cover these expected but significant expenses.
Qualification Requirements
Lenders typically look for:
- Minimum 18 years of age (19 in some provinces)
- Canadian residency with valid ID
- Monthly income of $2,000 or more
- Active chequing account
- Stable employment or income source
- No recent bankruptcies (typically 12-24 months)
Understanding Your Payment Options
Choosing the right repayment term balances monthly affordability with total interest paid:
| Term | Monthly Payment | Total Interest | Total Cost |
|---|---|---|---|
| 6 months | $310-$350 | $110-$350 | $1,860-$2,100 |
| 12 months | $165-$195 | $230-$590 | $1,980-$2,340 |
| 18 months | $115-$140 | $320-$770 | $2,070-$2,520 |
| 24 months | $90-$115 | $410-$1,010 | $2,160-$2,760 |
Rates and payments vary by lender and your credit profile.
The Simple Application Process
Getting a $1,750 loan through 365 Loans involves just a few steps:
- Fill out one application - Takes less than 10 minutes
- Receive multiple offers - Compare options from our lender network
- Select your preferred loan - Choose based on rate, term, and monthly payment
- Complete verification - Quick identity and income verification
- Get funded - Money in your account as fast as the same day
Tips for Successful Repayment
- Automate your payments - Set up automatic withdrawals to never miss a due date
- Pay more when possible - Extra payments reduce interest and shorten your loan
- Adjust your budget - Temporarily reduce discretionary spending to accommodate payments
- Monitor your progress - Track your declining balance to stay motivated
Your Credit Score and Loan Approval
While credit score matters, it is not the only factor. Lenders also consider:
- Income stability and amount
- Employment history
- Banking history
- Debt-to-income ratio
- Recent credit activity
Even with credit challenges, you may qualify for a $1,750 loan through our network of lenders who specialize in serving all credit types.
Ready to explore your options? Apply now and receive your personalized loan offers.
Editorial Note: Our content is reviewed by financial experts for accuracy. We may receive compensation from partner lenders, which does not influence our rankings or recommendations. Learn more
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