Bad Credit Loans in Ajax, Ontario
Find and compare personal loans for borrowers with less-than-perfect credit — available to borrowers in Ajax. Check your rate without impacting your credit score.
How to Get a Bad Credit Loan in Ajax
Apply in 2 minutes
Complete our simple online form with basic information about yourself and your income.
Compare offers
Review bad credit loan offers from lenders serving Ajax. No hard credit pull at this stage.
Get funded
Accept your preferred offer. Funds can arrive as fast as the same business day.
Eligibility for Bad Credit Loans in Ajax
Lenders in our network look beyond credit scores. Income, employment stability, and banking history play a significant role in matching decisions.
Requirements vary by lender, but most lending partners serving Ajax look for:
- Be at least 18 years old and a resident of Ajax or Ontario
- Have an active bank account (for direct deposit)
- Have a permanent address in Canada
- Bad credit is accepted — lenders consider income and other factors beyond credit score
- A recent bankruptcy may affect eligibility with some lenders, but options still exist
- You do not need a perfect credit history to be matched with a lender
Important: Borrowers with poor credit may receive offers with higher interest rates. Review all loan terms carefully before accepting. All lenders must comply with applicable APR caps.
Alternatives to Consider
Before committing to any loan, it's worth understanding all your options. Borrowers in Ajax may also want to compare:
Frequently Asked Questions About Bad Credit Loans in Ajax
Can I get a bad credit loan in Ajax?▾
How much can I borrow with a bad credit loan in Ajax?▾
How fast can I get a bad credit loan in Ajax?▾
Does applying affect my credit score in Ajax?▾
What are the interest rate limits for bad credit loans in Ajax?▾
Apply for Your Personal Loan Today
Join thousands of Canadians who have found better loan options with 365 Loans Canada. Apply now and get your personalized offers in minutes.
No obligation • 100% Free