Personal Loans in Newfoundland and Labrador
Find personal loans in Newfoundland and Labrador, Canada. Compare lenders in all cities across Newfoundland and Labrador. $300-$5,000 CAD, bad credit welcome.
Loans by Situation in Newfoundland and Labrador
Every Newfoundland and Labrador city we cover (1)
Grouped by the population figure recorded for each community. Select a location to see local loan options.
Major centres (100,000+ residents) — 1
365 Loans matches Newfoundland and Labrador residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.
Newfoundland and Labrador Lending Regulations
Regulated by Digital Government and Service NL
- Federal 35% APR cap applies to all loans
- Maximum payday loan cost: $21 per $100
- Consumer protection under provincial regulations
- Borrowers have rights under Credit Union Act
Note: Newfoundland and Labrador permits a maximum payday loan cost of $21 per $100.
Related reading: borrowing with bad credit · improving your credit score
Newfoundland and Labrador loan questions
How much can I borrow in Newfoundland and Labrador?
Personal loans arranged through 365 Loans in Newfoundland and Labrador range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.
Which communities in Newfoundland and Labrador do you cover?
We publish loan pages for 1 community in Newfoundland and Labrador, the largest being St. John's. Every one is listed in the directory on this page.
Who regulates consumer lending in Newfoundland and Labrador?
Digital Government and Service NL (consumer helpline 1-709-729-2600). Federal 35% APR cap applies to all loans.
What are the payday loan rules in Newfoundland and Labrador?
Newfoundland and Labrador permits a maximum payday loan cost of $21 per $100.
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