Delta, British Columbia

No Credit Check Loans in Delta, British Columbia

By 365 Loans Editorial Team, Editorial Team

Last reviewed: February 25, 2026

Find and compare personal loans that use a soft inquiry and don't require a hard credit pull — available to borrowers in Delta. Check your rate without impacting your credit score.

Check My Rate — No Credit Impact All Loans in Delta

Compliant with 35% APR (Criminal Rate of Interest cap)

Decisions in minutes

Soft credit check only

How to Get a No Credit Check Loan in Delta

Apply in 2 minutes

Complete our simple online form with basic information about yourself and your income.

Compare offers

Review no credit check loan offers from lenders serving Delta. No hard credit pull at this stage.

Get funded

Accept your preferred offer. Funds can arrive as fast as the same business day.

Eligibility for No Credit Check Loans in Delta

Checking your rate with 365 Loans uses a soft inquiry only. This does not affect your credit score. Hard inquiries only occur when you formally accept a lender's offer.

Requirements vary by lender, but most lending partners serving Delta look for:

Be at least 18 years old and a resident of Delta or British Columbia
Have an active bank account (for direct deposit)
Have a permanent address in Canada
Only a soft credit inquiry is used during the matching process — no hard pull
Your credit score is not impacted when checking your rate through 365 Loans
A hard inquiry may occur if you accept an offer from a specific lender

Important: Some lenders may perform their own credit check after you accept their offer. Review each lender's terms before agreeing to any loan.

Alternatives to Consider

Before committing to any loan, it's worth understanding all your options. Borrowers in Delta may also want to compare:

All Personal Loans in Delta

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Soft Search Loans (CA)

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Frequently Asked Questions About No Credit Check Loans in Delta

Can I get a no credit check loan in Delta?▾

Yes. Many lenders in our network offer no credit check personal loans to borrowers in Delta. Loan amounts typically range from $300 to $5,000 CAD and approval is based on income and other factors, not credit score alone.

How much can I borrow with a no credit check loan in Delta?▾

No credit check personal loans in Delta are available from $300 to $5,000 CAD CAD through our network of lenders. The exact amount depends on your income and the lender's criteria.

How fast can I get a no credit check loan in Delta?▾

Applying takes as little as 2 minutes. Most applicants receive a decision quickly, and approved funds can arrive as fast as the same business day depending on your bank and the lender.

Does applying affect my credit score in Delta?▾

Checking your rate through 365 Loans uses a soft inquiry that does not affect your credit score. A hard credit inquiry only occurs if you accept a loan offer from one of our lending partners.

What are the interest rate limits for no credit check loans in Delta?▾

All lenders in our network comply with 35% APR (Criminal Rate of Interest cap). This protects borrowers in Delta from predatory lending rates.

No Credit Check Loans in Nearby Cities

No Credit Check Loans in Abbotsford No Credit Check Loans in Coquitlam No Credit Check Loans in Burnaby No Credit Check Loans in North Vancouver No Credit Check Loans in Central Saanich No Credit Check Loans in Kelowna

← All loan types in Delta

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