Installment Loans in New Brunswick
Find and compare fixed-payment installment personal loans with predictable monthly costs — available to borrowers throughout New Brunswick. Our lending partners serve all major cities and communities across the province.
Installment Loan Lenders Serving New Brunswick (2026)
All lenders below operate across Canada (including New Brunswick) and comply with 35% APR (Criminal Rate of Interest cap). Starting APRs shown — your actual rate depends on credit, income and loan amount.
| Lender | Starting APR | Loan Range | Min. Credit | Funding |
|---|---|---|---|---|
| Spring Financial | 9.99% | $500 – $35,000 | No minimum | Same-day e-Transfer |
| Loans Canada (broker) | 9.90% | $300 – $50,000 | 300+ | 1–2 business days |
| Fairstone | 19.99% | $500 – $50,000 | 560+ | 1–2 business days |
| Mogo | 9.90% | $500 – $35,000 | 500+ | Next business day |
| easyfinancial | 29.99% | $500 – $20,000 | No minimum | Same-day |
About Installment Loans in New Brunswick
Installment loans provide New Brunswick borrowers with predictable, fixed monthly payments. This structure helps with budgeting and financial planning, making them a popular choice for larger purchases or debt management.
In New Brunswick, the Financial and Consumer Services Commission (FCNB) licenses high-cost credit lenders and enforces the Cost of Credit Disclosure Act, which requires clear up-front disclosure of APR and total interest paid.
To get started, complete our short 2-minute application. We use a soft credit inquiry — this has no impact on your credit score. You only agree to a specific loan offer if you choose to accept it, at which point the lender may perform a full credit check.
Eligibility for Installment Loans in New Brunswick
- Be at least 18 years old and a resident of New Brunswick
- Have an active bank account for direct deposit
- Have a verifiable source of income
- Have a permanent address in Canada
- Installment loans offer fixed repayment schedules — you know exactly what you'll pay each month
- Terms typically range from 6 to 60 months depending on the lender and loan amount
- Suitable for borrowers who prefer predictability in their monthly budget
Communities in New Brunswick We Cover
Installment loan options are available to residents of every community listed below. Apply once and we match you with lenders serving your area.
Bathurst · Black's Harbour · Bouctouche · Campbellton · Caraquet · Dalhousie · Dieppe · Edmundston · Florenceville-Bristol · Fredericton · Grand Bay-Westfield · Grand Falls · Hampton · Hartland · Miramichi · Moncton · Neguac · Oromocto · Perth-Andover · Quispamsis · Rexton · Richibucto · Riverview · Rothesay · Saint John · Shediac · Shippagan · St. Andrews · St. George · St. Stephen · Sussex · Tracadie-Sheila · Woodstock
Frequently Asked Questions About Installment Loans in New Brunswick
Can I get a installment loan anywhere in New Brunswick?▾
Are installment loan regulations different in New Brunswick?▾
What cities in New Brunswick can I apply from?▾
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