Low Income Loans in New Brunswick
Find and compare personal loans for borrowers with lower income levels — available to borrowers throughout New Brunswick. Our lending partners serve all major cities and communities across the province.
Low Income Loan Lenders Serving New Brunswick (2026)
All lenders below operate across Canada (including New Brunswick) and comply with 35% APR (Criminal Rate of Interest cap). Starting APRs shown — your actual rate depends on credit, income and loan amount.
| Lender | Starting APR | Loan Range | Min. Credit | Funding |
|---|---|---|---|---|
| Spring Financial | 9.99% | $500 – $35,000 | No minimum | Same-day e-Transfer |
| Loans Canada (broker) | 9.90% | $300 – $50,000 | 300+ | 1–2 business days |
| Fairstone | 19.99% | $500 – $50,000 | 560+ | 1–2 business days |
| Mogo | 9.90% | $500 – $35,000 | 500+ | Next business day |
| easyfinancial | 29.99% | $500 – $20,000 | No minimum | Same-day |
About Low Income Loans in New Brunswick
Low-income borrowers throughout New Brunswick can access personal loan options through our lending network. Lenders assess income from all sources — employment, benefits, and other streams — when evaluating applications.
In New Brunswick, the Financial and Consumer Services Commission (FCNB) licenses high-cost credit lenders and enforces the Cost of Credit Disclosure Act, which requires clear up-front disclosure of APR and total interest paid.
To get started, complete our short 2-minute application. We use a soft credit inquiry — this has no impact on your credit score. You only agree to a specific loan offer if you choose to accept it, at which point the lender may perform a full credit check.
Eligibility for Low Income Loans in New Brunswick
- Be at least 18 years old and a resident of New Brunswick
- Have an active bank account for direct deposit
- Have a verifiable source of income
- Have a permanent address in Canada
- Lower income borrowers are welcome to apply — lenders assess the full picture
- Government benefits, part-time employment, and seasonal income are accepted
- Loan amounts are sized to what is appropriate and affordable for your income
Communities in New Brunswick We Cover
Low Income loan options are available to residents of every community listed below. Apply once and we match you with lenders serving your area.
Bathurst · Black's Harbour · Bouctouche · Campbellton · Caraquet · Dalhousie · Dieppe · Edmundston · Florenceville-Bristol · Fredericton · Grand Bay-Westfield · Grand Falls · Hampton · Hartland · Miramichi · Moncton · Neguac · Oromocto · Perth-Andover · Quispamsis · Rexton · Richibucto · Riverview · Rothesay · Saint John · Shediac · Shippagan · St. Andrews · St. George · St. Stephen · Sussex · Tracadie-Sheila · Woodstock
Frequently Asked Questions About Low Income Loans in New Brunswick
Can I get a low income loan anywhere in New Brunswick?▾
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