Students Loans in New Brunswick
Find and compare personal loans for students with limited credit history — available to borrowers throughout New Brunswick. Our lending partners serve all major cities and communities across the province.
Students Loan Lenders Serving New Brunswick (2026)
All lenders below operate across Canada (including New Brunswick) and comply with 35% APR (Criminal Rate of Interest cap). Starting APRs shown — your actual rate depends on credit, income and loan amount.
| Lender | Starting APR | Loan Range | Min. Credit | Funding |
|---|---|---|---|---|
| Spring Financial | 9.99% | $500 – $35,000 | No minimum | Same-day e-Transfer |
| Loans Canada (broker) | 9.90% | $300 – $50,000 | 300+ | 1–2 business days |
| Fairstone | 19.99% | $500 – $50,000 | 560+ | 1–2 business days |
| Mogo | 9.90% | $500 – $35,000 | 500+ | Next business day |
| easyfinancial | 29.99% | $500 – $20,000 | No minimum | Same-day |
About Students Loans in New Brunswick
Students in New Brunswick managing tuition, living expenses, or unexpected costs can explore personal loan options through our network. Lenders understand that students often have limited credit history and weigh income and banking activity alongside credit.
In New Brunswick, the Financial and Consumer Services Commission (FCNB) licenses high-cost credit lenders and enforces the Cost of Credit Disclosure Act, which requires clear up-front disclosure of APR and total interest paid.
To get started, complete our short 2-minute application. We use a soft credit inquiry — this has no impact on your credit score. You only agree to a specific loan offer if you choose to accept it, at which point the lender may perform a full credit check.
Eligibility for Students Loans in New Brunswick
- Be at least 18 years old and a resident of New Brunswick
- Have an active bank account for direct deposit
- Have a verifiable source of income
- Have a permanent address in Canada
- Full-time and part-time students are eligible to apply
- Part-time or seasonal employment income is accepted
- Limited credit history is common for students — lenders assess income and banking activity
Communities in New Brunswick We Cover
Students loan options are available to residents of every community listed below. Apply once and we match you with lenders serving your area.
Bathurst · Black's Harbour · Bouctouche · Campbellton · Caraquet · Dalhousie · Dieppe · Edmundston · Florenceville-Bristol · Fredericton · Grand Bay-Westfield · Grand Falls · Hampton · Hartland · Miramichi · Moncton · Neguac · Oromocto · Perth-Andover · Quispamsis · Rexton · Richibucto · Riverview · Rothesay · Saint John · Shediac · Shippagan · St. Andrews · St. George · St. Stephen · Sussex · Tracadie-Sheila · Woodstock
Frequently Asked Questions About Students Loans in New Brunswick
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