Self-Employed Loans in New Brunswick
Find and compare personal loans for self-employed borrowers and freelancers — available to borrowers throughout New Brunswick. Our lending partners serve all major cities and communities across the province.
Self-Employed Loan Lenders Serving New Brunswick (2026)
All lenders below operate across Canada (including New Brunswick) and comply with 35% APR (Criminal Rate of Interest cap). Starting APRs shown — your actual rate depends on credit, income and loan amount.
| Lender | Starting APR | Loan Range | Min. Credit | Funding |
|---|---|---|---|---|
| Spring Financial | 9.99% | $500 – $35,000 | No minimum | Same-day e-Transfer |
| Loans Canada (broker) | 9.90% | $300 – $50,000 | 300+ | 1–2 business days |
| Fairstone | 19.99% | $500 – $50,000 | 560+ | 1–2 business days |
| Mogo | 9.90% | $500 – $35,000 | 500+ | Next business day |
| easyfinancial | 29.99% | $500 – $20,000 | No minimum | Same-day |
About Self-Employed Loans in New Brunswick
Self-employed borrowers in New Brunswick — including freelancers, contractors, and small business owners — can access personal loans through our network. Lenders evaluate income based on bank statements and other documentation rather than traditional employment records.
In New Brunswick, the Financial and Consumer Services Commission (FCNB) licenses high-cost credit lenders and enforces the Cost of Credit Disclosure Act, which requires clear up-front disclosure of APR and total interest paid.
To get started, complete our short 2-minute application. We use a soft credit inquiry — this has no impact on your credit score. You only agree to a specific loan offer if you choose to accept it, at which point the lender may perform a full credit check.
Eligibility for Self-Employed Loans in New Brunswick
- Be at least 18 years old and a resident of New Brunswick
- Have an active bank account for direct deposit
- Have a verifiable source of income
- Have a permanent address in Canada
- Self-employment income is accepted — provide bank statements, invoices, or tax documents
- Consistent income history strengthens your application even without pay stubs
- Freelancers, contractors, and small business owners are all eligible to apply
Communities in New Brunswick We Cover
Self-Employed loan options are available to residents of every community listed below. Apply once and we match you with lenders serving your area.
Bathurst · Black's Harbour · Bouctouche · Campbellton · Caraquet · Dalhousie · Dieppe · Edmundston · Florenceville-Bristol · Fredericton · Grand Bay-Westfield · Grand Falls · Hampton · Hartland · Miramichi · Moncton · Neguac · Oromocto · Perth-Andover · Quispamsis · Rexton · Richibucto · Riverview · Rothesay · Saint John · Shediac · Shippagan · St. Andrews · St. George · St. Stephen · Sussex · Tracadie-Sheila · Woodstock
Frequently Asked Questions About Self-Employed Loans in New Brunswick
Can I get a self-employed loan anywhere in New Brunswick?▾
Are self-employed loan regulations different in New Brunswick?▾
What cities in New Brunswick can I apply from?▾
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