On EI Loans in New Brunswick
Find and compare personal loans for borrowers currently receiving Employment Insurance (EI) benefits — available to borrowers throughout New Brunswick. Our lending partners serve all major cities and communities across the province.
On EI Loan Lenders Serving New Brunswick (2026)
All lenders below operate across Canada (including New Brunswick) and comply with 35% APR (Criminal Rate of Interest cap). Starting APRs shown — your actual rate depends on credit, income and loan amount.
| Lender | Starting APR | Loan Range | Min. Credit | Funding |
|---|---|---|---|---|
| Spring Financial | 9.99% | $500 – $35,000 | No minimum | Same-day e-Transfer |
| Loans Canada (broker) | 9.90% | $300 – $50,000 | 300+ | 1–2 business days |
| Fairstone | 19.99% | $500 – $50,000 | 560+ | 1–2 business days |
| Mogo | 9.90% | $500 – $35,000 | 500+ | Next business day |
| easyfinancial | 29.99% | $500 – $20,000 | No minimum | Same-day |
About On EI Loans in New Brunswick
Canadians in New Brunswick who are currently receiving Employment Insurance (EI) can still apply for personal loans. Many lenders in our network accept EI as a valid income source when assessing applications.
In New Brunswick, the Financial and Consumer Services Commission (FCNB) licenses high-cost credit lenders and enforces the Cost of Credit Disclosure Act, which requires clear up-front disclosure of APR and total interest paid.
To get started, complete our short 2-minute application. We use a soft credit inquiry — this has no impact on your credit score. You only agree to a specific loan offer if you choose to accept it, at which point the lender may perform a full credit check.
Eligibility for On EI Loans in New Brunswick
- Be at least 18 years old and a resident of New Brunswick
- Have an active bank account for direct deposit
- Have a verifiable source of income
- Have a permanent address in Canada
- Employment Insurance (EI) is considered a valid source of income by many lenders
- Provide documentation of your current EI payments to support your application
- Loan amounts and eligibility are assessed based on your EI benefit amount
Communities in New Brunswick We Cover
On EI loan options are available to residents of every community listed below. Apply once and we match you with lenders serving your area.
Bathurst · Black's Harbour · Bouctouche · Campbellton · Caraquet · Dalhousie · Dieppe · Edmundston · Florenceville-Bristol · Fredericton · Grand Bay-Westfield · Grand Falls · Hampton · Hartland · Miramichi · Moncton · Neguac · Oromocto · Perth-Andover · Quispamsis · Rexton · Richibucto · Riverview · Rothesay · Saint John · Shediac · Shippagan · St. Andrews · St. George · St. Stephen · Sussex · Tracadie-Sheila · Woodstock
Frequently Asked Questions About On EI Loans in New Brunswick
Can I get a on ei loan anywhere in New Brunswick?▾
Are on ei loan regulations different in New Brunswick?▾
What cities in New Brunswick can I apply from?▾
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