Personal Loans in Ontario
Find personal loans in Ontario, Canada. Compare lenders in all cities across Ontario. $300-$5,000 CAD, bad credit welcome.
Top Cities in Ontario
Compare personal loan options in the most popular cities across Ontario.
+ 208 more cities — scroll down for the full list
Every Ontario city we cover (218)
Listed alphabetically. Population is shown only where we hold a verified figure. Loan options for every community listed here are covered on this page.
A — 11
B — 17
C — 17
D — 8
E — 7
F — 5
G — 11
H — 11
I — 3
K — 9
L — 7
M — 13
N — 14
O — 7
P — 19
R — 8
S — 25
T — 11
U — 1
V — 2
W — 12
365 Loans matches Ontario residents with licensed lenders offering personal loans from $300 to $5,000 CAD. See how the application works.
Ontario Lending Regulations
Regulated by Consumer Protection Ontario
- All personal loans capped at 35% APR under federal Criminal Code Section 347
- Licensed payday lenders must display rates prominently
- Maximum cost of borrowing for payday loans: $15 per $100
- Borrowers have 2 business days to cancel a payday loan without penalty
Note: Payday loans in Ontario are capped at $15 per $100 borrowed, with a maximum loan term of 62 days.
Related reading: borrowing with bad credit · improving your credit score
Ontario loan questions
How much can I borrow in Ontario?
Personal loans arranged through 365 Loans in Ontario range from $300 to $5,000 CAD. The amount offered depends on your income, credit history and the lender's own policies.
Which communities in Ontario do you cover?
We publish loan pages for 218 communities in Ontario, including Acton, Ajax, Alliston, Almonte, Ancaster. Every one is listed alphabetically in the directory on this page.
Who regulates consumer lending in Ontario?
Consumer Protection Ontario (consumer helpline 1-800-889-9768). All personal loans capped at 35% APR under federal Criminal Code Section 347.
What are the payday loan rules in Ontario?
Payday loans in Ontario are capped at $15 per $100 borrowed, with a maximum loan term of 62 days.
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